Life Insurance
Well with Life Insurance, the younger you are the cheaper the policy is per month, of course it deals with your health too. My policy was taken out when I was born, so I pay $25 every 3 months for a $25,000 payout. At any time you can cash out for a fraction of what its worth. Most people use the money from a loved one to pay for funeral costs, or paying off what debt they might have had.
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