The Right Way to Buy Extended Car Warranties

Even if you don't know much about shopping for cars, you've probably heard at least two pieces of advice on the subject. Everyone says you shouldn't pay full sticker price for your vehicle, and you should never buy extended car warranties. I can understand the part about not paying full sticker price. After all, dealers do have some wiggle room in terms of lowering the price. While that often means sacrificing a bit of their profits, at least they'll be able to move vehicles out of the showroom. But I do take issue with the part about not buying a warranty. You should definitely have one -- just not from the dealer. Here's the right way to go about making the purchase.

Some people might not be aware of this fact, but these days there are a few independent companies that offer extended car warranties on nearly all makes and models available. These companies, which include Warranty Direct, CarChex, and Nation Warranty, exist to give consumers broader choices when searching for extended car warranties. Through one of these outfits, you'll be able to browse for a coverage plan that best suits your needs without being pressured by a salesperson the entire time. In addition, you'll be able to quickly and easily compare coverage benefits and rates to ensure that you're getting the best possible deal, which is something you won't find when you try to buy from the neighborhood Ford or Toyota dealership.

Another benefit of purchasing extended car warranties from an independent company is that you can get your vehicle serviced practically any garage or dealership in the country. This is obviously more convenient than being stuck taking your vehicle to the place you bought it from, and is definitely a perk that makes independent warranty companies worth a look. You'll have to read the fine print on your own policy to get the details, but generally speaking, you should be able to go anywhere for repairs.

You might also want to check out extended car warranties for used cars. I don't know about you, but whenever I buy used, I'm always worried that I'm going to discover a bunch of hidden problems within a few short weeks. Once I had to spend $1200 on a new transmission for a used car that I owned for less than a month. I was not a happy camper, but since the vehicle was sold "as is", there wasn't much I could do about it. Extended car warranties for used cars can cover that type of situation, which is why it would be smart to consider purchasing extra protection when buying pre-owned vehicles.

If you've been abiding by the old conventional wisdom that extended car warranties are a bad bet, then you're missing out on the peace of mind that comes with knowing your vehicle is protected against a wide range of mechanical failures and other problems. It's time to rethink your position and check out an idnependent warranty company today!

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