Further Education and other All-New Options in Retirement Living

The baby boomers have always been a truly innovative generation. They changed everything about the way America functions, looks and feels over the last 50 years. The baby boomers are finally in retirement today in truly staggering numbers - numbering nearly 80 million. And the way they are choosing to retire, it is clear that they aren't about to accept any old way just handed down to them. The way the baby boomers choose to see their retirement living options is to most observers as unique as the way they chose to live their productive lives. At one time, the hundreds of continuing care retirement communities that sprung up across the country seemed like an innovation. The boomers though want more innovation in their retirement living options. They want their retirement places to allow them to remain independent, to give them access to lots of great care and best of all, to give them access to education.

One of the first attempts at catering to this need: cohousing communities for seniors built around the country for the past two or three years. These are somewhat reminiscent of the kind of co-op apartments that they build in New York; except that these are detached homes instead of apartments. There are dozens of university-attached retirement communities coming up too that are basically continuing care centers that are close to colleges to cater to a market in senior education that research reveals is really strong. Let's take a closer look.

University-based retirement communities are clearly the ones that are the most interesting. Promoters who build retirement communities always thought that the biggest draw in a particular location had to be perhaps a golf course or beach in the neighborhood. All that's rather old now. Being within a mile of a university to attend that the retirement community has some kind of an agreement with is becoming a really cool option as well. Not only do they give retirees options for all kinds of college classes that they can choose (or internships), they also give them access to healthcare every step of the way. It gives seniors lots of chances for social interaction, and it can be a wonderful way to grow old. Of course, none of this is cheap. Moving into one of these communities will probably need an investment of about $200,000 and the monthly fees can be about $3000. Still, retirees who are rich really demand these options in retirement living.

How about continuing care retirement communities without walls? That's the other popular retirement living option that baby boomer retires are really going for. This is where you can't actually go live in a community for the services they provide. The services are brought to you where you happen to live. What is it that you need? Healthcare? Home maintenance? A way to get to whatever activity you want and get back? Whatever it is, they will arrange it for you. It usually costs about $50,000 to subscribe to the service and an additional $500 every month. They just take care of everything that you need right in your home. Of course, it doesn't work for people who need intensive health care.

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